16 Mill Race Lane, Laisterdyke, Bradford, BD4 8DQ

UPRN:10023347708End Terrace HouseBeds -Built 2012-2021

LeaseholdCouncil Tax: Band CEPC: C (78)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

16 Mill Race Lane, Laisterdyke, Bradford, BD4 8DQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£243,000

£231k - £255kHigh

Estimate

£243k

Range

£231k – £255k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

10.40%

Verdict

Derived from HomePortfolio scores

16 Mill Race Lane earns an INVESTIGATE rating with HP Score 61/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

78/ 100

Elevated

Walkability

71/ 100

High

Transit & Bike

Transit 48Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 27 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +7.4% (HIGH), sold-comps +11.1%, £/sqft +11.0%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10023347708· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.8%· as of 1 Nov 2026
Rental economics39.8/40
gross yield 10.4%; range width penalty ×0.99
- valuation_snapshotsrent estimate 1950/mo (range 1850-2050)· as of 12 Oct 2026· verify before relying on this
Stress margin18.2/30
stressed cash flow +354/mo, +18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 27 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 27 Oct 2026
Risk & liquidity14.7/15
277 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £202,500

£169,000£258,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £591/mo
Cash on cash: 10.0%
Score at this price: 75

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023347708Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.8%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1950/mo (range 1850-2050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 27 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 27 Oct 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1850-2050)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £202,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£243,000

Rent Estimate (pcm)£1,950

Gross Yield10.40%

1y Growth+3887.5%

3y Growth+4.0%

5y Growth+4.0%

10y Growth+4.9%

Last Sold Price£140,125 (2012-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD4 8DQ

Approval Rate

-12mo

Development

low

26/05458/DHH
5.00m single storey rear extension, 3.60m to ridge height and 2.50m to eaves
Pending
26/03736/DHH
6.00m single storey rear extension, 3.8m to ridge height and 2.5m to eaves
Pending
26/05234/DHH
4.5m single storey rear extension, 3.2m to ridge height and 2.4m to eaves
Rejected

View Planning Timeline

Ownership

Corporate Ownership69.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-11-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density5,909 /km²

Owner Occupied24%

Age Distribution

0-15 29%16-64 63%65+ 8%

View Area Profile

Schools Nearby

Meadow Bank Community School
0.3 mi
Inspected as Fearnville Primary School (URN 146435) on 13 Mar 2023
Laisterdyke Leadership Academy
0.4 mi
Good
Thornbury Primary Leadership Academy
0.4 mi
Good
Co-op Academy Beckfield
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Mill Race Lane
-
£91k
-
56 Mill Race Lane
-
£77k
-
2 Mill Race Lane
-
£83k
-
80 Mill Race Lane
-
£2k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN