37 River View, Shefford, SG17 5FL

UPRN:10023397906Mid Terrace House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band DEPC: B (83)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£395,000

£356k - £435kMedium

Estimate

£395k

Range

£356k – £435k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

4.64%

Verdict

Derived from HomePortfolio scores

37 River View earns an INVESTIGATE rating with HP Score 69/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

46/ 100

Mixed

Transit & Bike

Transit 14Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£262/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£395,000

Rent Estimate (pcm)£1,450

Gross Yield4.64%

1y Growth-20.3%

3y Growth-4.3%

5y Growth+0.3%

10y Growth+2.8%

Last Sold Price£245,000 (2009-08-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG17 5FL

Approval Rate

-12mo

Development

low

CB/26/03261/DOC
Discharge of Conditions 3 and 4 against planning permission ref: CB/26/02186/FULL
Pending
CB/26/02928/FULL
Change of use of part of the car park to customer seating, installation of a freestanding LED screen and frame and a wall mounted screen and speakers. Erection of an open sided pergola, festoon lighting on timber posts, and 1.8 metre high timber fencing. Retrospective
Pending
CB/26/02827/FULL
Change of use of existing vehicle storage premises to a mixed use for the sale and storage of cars and light commercial vehicles.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-08-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density2,526 /km²

Owner Occupied55%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Robert Bloomfield Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Shefford Lower School
0.3 mi
Good
Samuel Whitbread Academy
0.7 mi
Good
Campton Academy
1.0 mi
Good

8 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 River View
-
£160k
-
19 River View
-
£192k
-
22 River View
-
£167k
-
1 River View
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN