19 Mulberry Green, Harlow, CM17 0EY

UPRN:10023423352Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£333,000

£317k - £350kHigh

Estimate

£333k

Range

£317k – £350k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.99%

Verdict

Derived from HomePortfolio scores

19 Mulberry Green earns an INVESTIGATE rating with HP Score 67/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

38/ 100

Mixed

Transit & Bike

Transit 16Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH), sold-comps -21.8%, £/sqft -21.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10023423352· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21%· as of 4 Nov 2026
Rental economics15/40
gross yield 7.0%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1950/mo (range 1850-2100)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -133/mo, -7% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 210 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
283 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£251,000£385,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: £219/mo
Cash on cash: 2.4%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023423352Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 1950/mo (range 1850-2100)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1850-2100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 210 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£333,000

Rent Estimate (pcm)£1,950

Gross Yield6.99%

1y Growth+16.8%

3y Growth+0.2%

5y Growth+0.6%

10y Growth+2.2%

Last Sold Price£260,000 (2016-03-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3CM17 0EY

Approval Rate

100%12mo

Development

low

HW/HSE/26/00426
Retrospective application for retention of the front porch canopy, black cladding and beige tiles to the front elevation
Pending
HW/HSE/26/00410
Retrospective consent is sought for the construction of a single storey rear extension and erection of garden room in the rear garden
Pending
HW/CND/26/00388
Application for approval of details reserved by condition 2 (Arboricultural Method Statement) of planning permission HW/HSE/26/00257 for erection of a single-storey detached garden outbuilding to the rear of the property
Conditions

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining111 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-03-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,654

Population Density4,299 /km²

Owner Occupied59%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Fawbert and Barnard's Primary School
0.3 mi
Good
Harlowbury Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Mark Hall Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Churchgate Church of England Voluntary Aided Primary School, Harlow
0.6 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Mulberry Green
-
£220k
-
33A Mulberry Green
-
£830k
-
39 Mulberry Green
-
£1.20M
-
47 Mulberry Green
-
£642k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN