The Bourne, Plaidy Lane, Plaidy, Looe, PL13 1LF

UPRN:10023429705Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

The Bourne, Plaidy Lane, Plaidy, Looe, PL13 1LF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£648,000

£583k - £713kMedium

Estimate

£648k

Range

£583k – £713k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

3.20%

Verdict

Derived from HomePortfolio scores

The Bourne earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

45/ 100

Mixed

Transit & Bike

Transit 4Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,150-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,376/mo
Cash on cash: -5.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£648,000

Rent Estimate (pcm)£2,400

Gross Yield3.20%

1y Growth-

3y Growth-1.8%

5y Growth-0.4%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1PL13 1LF

Approval Rate

-12mo

Development

low

PA26/07551
Excavate into existing garden embankment to provide off-road parking in a partly-covered parking area with garden deck over; single-storey extension to side of dwelling projecting forward of the existing dwelling to create a utility room and an open-sided garden shelter; and extension to the front of the dwelling to provide a modified bay-window with replacement entrance porch.
Pending
PA26/06681
Installation of Christmas lights
Pending
PA26/07168
Alterations to the front of the property (windows and doors), partial removal of the first floor and dormer window and replacement with a balcony, and replacement of existing window with a door at the rear to provide access to the rear garden via a bridge.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied76%

Age Distribution

0-15 10%16-64 54%65+ 36%

View Area Profile

Schools Nearby

Looe Primary Academy
0.1 mi
Inspected as Looe Primary School (URN 111959) on 8 May 2013
Looe Community Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Trenode CofE VA Primary Academy
3.0 mi
Good
Duloe CofE VA Primary Academy
3.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Haven
-
£350k
-
Trevallan
-
£825k
-
Meridyth
-
£1.50M
-
Restings
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN