The White House, St. Buryan, Penzance, TR19 6HZ

UPRN:10023470355Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band CEPC: E (50)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The White House, St. Buryan, Penzance, TR19 6HZ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£367,000

£294k - £441kLow

Estimate

£367k

Range

£294k – £441k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

4.24%

Verdict

Derived from HomePortfolio scores

The White House earns an INVESTIGATE rating with HP Score 53/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.2%; range width penalty ×0.82
- valuation_snapshotsrent estimate 1300/mo (range 1200-1450)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -725/mo, -56% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
94 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£367,500

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £119,925
Net cash flow: -£340/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1300/mo (range 1200-1450)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£367,000

Rent Estimate (pcm)£1,300

Gross Yield4.24%

1y Growth-

3y Growth-2.3%

5y Growth-0.9%

10y Growth+3.0%

Last Sold Price£330,000 (2017-03-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2TR19 6HZ

Approval Rate

-12mo

Development

low

PA26/06573
Change of use from pottery to extension to existing house
Conditions
PA26/04119
Application for a Lawful Development Certificate for existing stationing of residential caravan and for domestic purposes ancillary and incidental to it
Pending
PA25/08577
Submission of details to discharge conditions 3 (slate), 4 (bat/bird boxes and bee bricks), 5 (hard/soft landscaping) in relation to decision notice PA23/06519 dated 10.04.2024
Conditions

View Planning Timeline

Ownership

Corporate Ownership82.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2017-03-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density59 /km²

Owner Occupied62%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Sennen Community Primary Academy
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Buryan Primary School
1.8 mi
Good
St Levan Primary School
1.9 mi
Good
St Just Primary School
2.8 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

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£170k
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Lower Treave Farm Cottage
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£190k
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Millstone Barn
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£900k
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Lower Treave Farm Cottage
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£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN