Crabapple Cottage, St. Buryan, Penzance, TR19 6BP

UPRN:10023470403Detached Bungalow2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: E (50)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Crabapple Cottage, St. Buryan, Penzance, TR19 6BP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£579,000

£463k - £695kLow

Estimate

£579k

Range

£463k – £695k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

2.93%

Verdict

Derived from HomePortfolio scores

Crabapple Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 21Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.9%; range width penalty ×0.77
- valuation_snapshotsrent estimate 2100/mo (range 1850-2300)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,215/mo, -105% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
94 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£860,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,850-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £292,300
Net cash flow: -£1,449/mo
Cash on cash: -5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.72 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2100/mo (range 1850-2300)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1850-2300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£579,000

Rent Estimate (pcm)£2,100

Gross Yield2.93%

1y Growth-

3y Growth-2.3%

5y Growth-0.9%

10y Growth+3.0%

Last Sold Price£395,000 (2013-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1TR19 6BP

Approval Rate

-12mo

Development

low

PA26/06474
Conversion and extensions to barns (Barn 1 and 2) to create two dwellings, a ground floor extension to Penmennor Barn, the installation of a new foul treatment tank, and all associated works.
Pending
PA22/07421
Submission of details to discharge Conditions 3: Items B, C & D in relation to decision notice PA21/06941 dated 24/11/2021
Conditions

View Planning Timeline

Ownership

Corporate Ownership82.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-04-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density39 /km²

Owner Occupied76%

Age Distribution

0-15 10%16-64 53%65+ 37%

View Area Profile

Schools Nearby

St Buryan Primary School
1.3 mi
Good
Mousehole School
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Newlyn School
3.0 mi
Good
St Levan Primary School
3.0 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Penmenor Farm
-
£660k
-
Crabapple Cottage
-
£395k
-
Trewoofe Wartha Farm
-
£335k
-
Penmenor Farm
-
£275k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN