Apartment 32, Avoca Court, 144 Cheapside, Deritend, Birmingham, B12 0PR

UPRN:10023506279Purpose Built Flat2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: -EPC: B (84)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021

Apartment 32, Avoca Court, 144 Cheapside, Deritend, Birmingham, B12 0PR

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

2 days ago

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£126,000

£120k - £132kHigh

Estimate

£126k

Range

£120k – £132k

Rent Estimate (pcm)

£750

£700 - £800Medium

Monthly

£750

Yield

6.15%

AI Verdict

Derived from HomePortfolio scores

AI summary

Apartment 32 earns a BUY rating with HP Score 80/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (91/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

80/ 100

High

Investment Score

77/ 100

High

Crime Score

34/ 100

Moderate

Walkability

91/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 5 Oct 2026

Every component scored, and three or more independent sources agree.

Valuation edge18/40
claims [AVM +4.8% (HIGH)] → consensus +4.8% → credited 1.5% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10023506279· as of 11 Aug 2026
Rental economics23.3/30
gross yield 7.5%; range width penalty ×0.93
- zoopla_valuationsrent estimate 750/mo (range 700-800)· as of 11 Aug 2026· verify before relying on this
Seller motivation15/20
3 price cut(s), 393 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 5 Oct 2026
Risk & liquidity9.8/10
153 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 70+ up to £114,000

£90,000£138,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £114/mo
Cash on cash: 3.7%
Score at this price: 66

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023506279Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 750/mo (range 700-800)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 5 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-800)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £114,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
5. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£126,000

Rent Estimate (pcm)£750

Gross Yield6.15%

1y Growth-

3y Growth+4.0%

5y Growth+3.8%

10y Growth+7.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B12 0PR

Approval Rate

-12mo

Development

low

2026/04695/PA
Listed building consent for repairs and rebuilding of the existing brick boundary wall to the side
Pending
2026/04632/PA
Repairs and rebuilding of the existing brick boundary wall to the side
Pending
2026/04620/PA
Application for a prior notification for the installation of 22.5m high telecommunications mast with associated antennas, transmission dishes, equipment cabinets and ancillary development works
Pending

View Planning Timeline

Ownership

Corporate Ownership45.2%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density-

Owner Occupied13%

Age Distribution

0-15 11%16-64 81%65+ 8%

View Area Profile

Schools Nearby

St Anne's Catholic Primary School
0.2 mi
-
Harper Bell Seventh-day Adventist School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South and City College Birmingham
0.3 mi
-
Calthorpe Academy
0.3 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Avoca Court, 146 Cheapside
-
£128k
-
Avoca Court, 146 Cheapside
-
£105k
-
Avoca Court, 140 Cheapside
-
£224k
-
Avoca Court, 140 Cheapside
-
£242k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN