12 Queens Court, Birmingham, B32 2LE

UPRN:10023510043Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£746,000

£709k - £784kHigh

Estimate

£746k

Range

£709k – £784k

Rent Estimate (pcm)

£3,800

£4k - £4k

Monthly

£3,800

Yield

6.29%

Verdict

Derived from HomePortfolio scores

12 Queens Court earns an INVESTIGATE rating with HP Score 83/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

72/ 100

High

Crime Score

13/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 54Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.8% (HIGH), sold-comps -56.2%, £/sqft -56.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10023510043· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.8%· as of 31 Oct 2026
Rental economics9.4/40
gross yield 6.3%; range width penalty ×0.91
- valuation_snapshotsrent estimate 3800/mo (range 3500-4050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -396/mo, -10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 224 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
260 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£3,800/mo

Evidenced range £3,500-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: £184/mo
Cash on cash: 0.9%
Score at this price: 24

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023510043Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.8%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 3800/mo (range 3500-4050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3800/mo (range 3500-4050)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 224 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£746,000

Rent Estimate (pcm)£3,800

Gross Yield6.29%

1y Growth-

3y Growth+2.3%

5y Growth+4.0%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B32 2LE

Approval Rate

-12mo

Development

low

2026/06445/PA
Application to determine the details for conditions 15 (Cycle parking provision), 20 ( lighting scheme) and 21 (hard and/or soft landscape details) attached to planning approval 2025/03491/PA
Pending
2026/06438/PA
Application to determine if prior approval is required for a proposed: Erection, extension, or alteration of a university building
Pending
2026/06162/PA
Removal of the existing kitchen extract system to the single-storey roof and enlargement alteration to the other extraction system in the courtyard with associated amendments
Pending

View Planning Timeline

Ownership

Corporate Ownership67.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density-

Owner Occupied70%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Baskerville School
0.3 mi
Good
Queen Alexandra College
0.3 mi
-
Welsh House Farm Community School and Special Needs Resources Base
0.4 mi
Good
Woodhouse Primary Academy
0.5 mi
Inspected as Woodhouse Primary School (URN 103278) on 18 Jun 2012

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Queens Court
-
£740k
-
3 Queens Court
-
£340k
-
14 Queens Court
-
£525k
-
10 Queens Court
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN