20A Welsh Road, Garden City, Deeside, CH5 2RA

UPRN:10023847460Detached Bungalow3 bedsBuilt 1950-1966

Tenure: -Council Tax: -EPC: D (63)

Data freshness:Listing· freshPlanning· 6mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

20A Welsh Road, Garden City, Deeside, CH5 2RA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£269,000

£242k - £295kMedium

Estimate

£269k

Range

£242k – £295k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

4.34%

Verdict

Derived from HomePortfolio scores

20A Welsh Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

5 live new-build plots advertised against one placeholder UPRN (£242,995-£299,995) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£289,995

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £92,799
Net cash flow: -£252/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,050

Gross Yield4.34%

1y Growth-84.3%

3y Growth+4.0%

5y Growth+3.1%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1CH5 2RA

Approval Rate

0%12mo

Development

low

FUL/000833/26
Installation of air source heat pump
Pending
DET/000813/26
Application for Approval of Details Reserved by Conditions 9 and 12 following planning permission FUL/000618/25
Republication period opened
FUL/000625/26
Application for Variation of Condition 2 following Grant of Planning Permission FUL/000618/25
Approved

View Planning Timeline