Flat 2, 140 Clapham Park Road, London, SW4 7DE

UPRN:10023854225Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band EEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 2, 140 Clapham Park Road, London, SW4 7DE

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£557,000

£529k - £585kHigh

Estimate

£557k

Range

£529k – £585k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

5.94%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 79/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 64Bike 69

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +5.7% (HIGH), sold-comps +15.3%, £/sqft +15.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10023854225· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 10.3%· as of 31 Oct 2026
Rental economics6.4/40
gross yield 5.9%; range width penalty ×0.85
- valuation_snapshotsrent estimate 2600/mo (range 2400-2850)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -434/mo, -17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 74 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
349 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£394,000£604,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,400-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: £28/mo
Cash on cash: 0.2%
Score at this price: 24

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023854225Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 10.3%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2400-2850)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2400-2850)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£557,000

Rent Estimate (pcm)£2,600

Gross Yield5.94%

1y Growth-24.8%

3y Growth-1.1%

5y Growth-1.4%

10y Growth-0.3%

Last Sold Price£400,000 (2012-04-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW4 7DE

Approval Rate

-12mo

Development

low

26/03276/NMC
Application for a non-material amendment following a grant of planning permission 22/01981/FUL (Refurbishment and conversion of St Mary's Hall (Use Class F1) to provide community hall (Use Class F2(b)) and a gym (Use Class E(d)) at ground floor level and 9 residential units (Use Class C3) at first and second floor level, including erection of an additional storey, the replacement of the ground floor side extension, plus the provision of refuse and cycle storage, along with other associated works) granted on 04.04.2024. Amendments sought: Change to the wording of Condition 33 to the approved Scheme to explicitly include use as a pilates studio
Pending
26/03259/ADV
Installation and display of: 1 x externally illuminated fascia sign, 1 x internally illuminated projecting sign and 1 x non-illuminated retractable awning.
Pending
26/03267/FUL
Erection of a second-floor extension to the rear outrigger; enlargement of the existing rear dormer including sliding doors with Juliet guarding; installation of new and replacement rooflights and new photovoltaic panels; replacement of ground floor rear doors with wider aluminium sliding doors; alterations to fenestration on the side elevation and installation of a new rooflight to the existing rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.8%
Overseas OwnershipNo
Lease Term Remaining107 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-04-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density12,286 /km²

Owner Occupied31%

Age Distribution

0-15 11%16-64 81%65+ 8%

View Area Profile

Schools Nearby

St Mary's Roman Catholic Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
South Bank Colleges
0.3 mi
-
The Elms Academy
0.3 mi
Good
Harris Clapham Sixth Form
0.3 mi
-

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

140 Clapham Park Road
-
£618k
-
158 Clapham Park Road
-
£410k
-
St Pauls Court, 146 Clapham Park Road
-
£580k
-
140 Clapham Park Road
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN