Ennis Cottage, Trannack Road, Sancreed, Penzance, TR20 8QW

UPRN:10023892231Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (42)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Ennis Cottage, Trannack Road, Sancreed, Penzance, TR20 8QW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£718,000

£682k - £754kHigh

Estimate

£718k

Range

£682k – £754k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

3.83%

Verdict

Derived from HomePortfolio scores

Ennis Cottage earns an INVESTIGATE rating with HP Score 53/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 2Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 14 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10023892231· as of 9 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.72
- valuation_snapshotsrent estimate 2300/mo (range 2000-2550)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,477/mo, -64% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 14 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 421 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 14 Nov 2026
Risk & liquidity14.6/15
88 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£540,000£828,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£720,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,000-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £243,300
Net cash flow: -£838/mo
Cash on cash: -4.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023892231Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2300/mo (range 2000-2550)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 14 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 14 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2300/mo (range 2000-2550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 421 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£718,000

Rent Estimate (pcm)£2,300

Gross Yield3.83%

1y Growth-

3y Growth+1.3%

5y Growth+0.6%

10y Growth+4.1%

Last Sold Price£645,925 (2021-09-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TR20 8QW

Approval Rate

-12mo

Development

low

PA26/07224
Non material amendment in relation to decision notice PA24/07926 dated 21/03/2025 to allow change of specification of windows and external doors
Pending
PA26/06725
Certificate of lawfulness for proposed use or development namely commencement of planning permission PA19/08414 by way of demolition of the attached shed and dilapidated store.
Pending
PA26/04211
Extension, alterations and demolition of existing garage at The Garden House, Sancreed
Conditions

View Planning Timeline

Ownership

Corporate Ownership73.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density39 /km²

Owner Occupied76%

Age Distribution

0-15 10%16-64 53%65+ 37%

View Area Profile

Schools Nearby

Heamoor Community Primary School
2.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Buryan Primary School
2.8 mi
Good
Mounts Bay Academy
2.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Just Primary School
3.0 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ennis Cottage
-
£646k
-
Ennestreven Farm
-
£750k
-
Ennis Cottage
-
£385k
-
Tregannick
-
£760k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN