5 Cow Close Lane, Moorsholm, Saltburn-by-the-Sea, TS12 3JE

UPRN:10023908729Detached House5 bedsBuilt 2023

FreeholdCouncil Tax: Band FEPC: B (84)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

5 Cow Close Lane, Moorsholm, Saltburn-by-the-Sea, TS12 3JE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£334,000

£267k - £400kLow

Estimate

£334k

Range

£267k – £400k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

2.26%

Verdict

Derived from HomePortfolio scores

5 Cow Close Lane earns an INVESTIGATE rating with HP Score 48/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

48/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£689,995

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £232,799
Net cash flow: -£1,429/mo
Cash on cash: -7.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.56 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£334,000

Rent Estimate (pcm)£1,300

Gross Yield2.26%

1y Growth-

3y Growth+0.9%

5y Growth+3.4%

10y Growth+2.8%

Last Sold Price£667,000 (2024-04-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TS12 3JE

Approval Rate

0%12mo

Development

low

R/2026/0782/TC
Felling of 4 conifer trees
Pending
R/2026/0585/CA
Change of use and conversion of part of former residential care home (Use Class C2) to form 2(no) dwellings (Use Class C3)
Approved
R/2026/0456/FF
Change of use of former slurry storage building to equestrian use including timber cladding to form walls and new pitched roof (Part Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-04-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

25 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,630

Population Density60 /km²

Owner Occupied57%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Lingdale Primary School
1.7 mi
Inspected as Lingdale Primary School (URN 111531) on 14 Sep 2021
Old Farm School
2.2 mi
Good
Lockwood Primary School
2.6 mi
GoodConcerns
Saint Joseph's Catholic Primary School, A Catholic Voluntary Academy
2.9 mi
Inspected as Saint Joseph's Roman Catholic Primary School (URN 111680) on 27 Mar 2014

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Cow Close Lane
-
£667k
-
3 Cow Close Lane
-
£630k
-
2 Cow Close Lane
-
£640k
-
4 Cow Close Lane
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN