Flat 6, Elsenham Hall, Elsenham, Bishop's Stortford, CM22 6DP

UPRN:10023911381Detached House3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band CEPC: D (56)

Data freshness:Listing· freshPlanning· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 6, Elsenham Hall, Elsenham, Bishop's Stortford, CM22 6DP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£501,000

£451k - £552kMedium

Estimate

£501k

Range

£451k – £552k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.69%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 58/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

20/ 100

Low

Transit & Bike

Transit 2Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £169/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£501,000

Rent Estimate (pcm)£1,950

Gross Yield6.69%

1y Growth-

3y Growth-0.3%

5y Growth+0.5%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CM22 6DP

Approval Rate

-12mo

Development

low

UTT/26/2709/DOC
Application to discharge of conditon 20 (footpath diversion route of UTT/19/0462/FUL)
Pending
UTT/26/2628/NMA
Non-material amendment to UTT/24/3150/DFO - Regularisation of approved drawing list, as HT1102 had been missed from the original approval notice
Pending
UTT/26/2594/OP
Outline application with all matters reserved for the erection of 2 Dwellings with associated development
Pending

View Planning Timeline

Ownership

Corporate Ownership81.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,006

Population Density-

Owner Occupied83%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Elsenham Church of England Voluntary Controlled Primary School
0.4 mi
-
Henham and Ugley Primary and Nursery School
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Forest Hall School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Magna Carta Primary Academy
1.9 mi
-

1 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Elsenham Hall
-
£375k
-
Elsenham Hall
-
£828k
-
Elsenham Hall
-
£875k
-
Elsenham Hall
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN