Brattens, Smiths Green Lane, Takeley, Bishop's Stortford, CM22 6NY

UPRN:10023912926Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Brattens, Smiths Green Lane, Takeley, Bishop's Stortford, CM22 6NY

HP Score

/ 100

Low

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£635,000

£508k - £763kLow

Estimate

£635k

Range

£508k – £763k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

2.95%

Verdict

Derived from HomePortfolio scores

Brattens earns an AVOID rating with HP Score 37/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

37/ 100

Low

Investment Score

46/ 100

Mixed

100

Crime Score

100/ 100

Elevated

Walkability

15/ 100

Low

Transit & Bike

Transit 8Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

6 live adverts with different prices, types or bedrooms on one UPRN (£410,000-£995,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£1,662/mo
Cash on cash: -5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.73 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£635,000

Rent Estimate (pcm)£2,450

Gross Yield2.95%

1y Growth-

3y Growth-0.3%

5y Growth+0.5%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM22 6NY

Approval Rate

-12mo

Development

low

UTT/26/2621/DOC
Application to approve the discharge of condition 3 (Great Crested Newt) for UTT/26/0764/DFO
Pending
UTT/26/2597/DOC
Application to discharge condition 4 (EV charging parking space) attached to UTT/25/2991/DFO
Pending
UTT/26/2553/FUL
S73 application to vary condition 2 (approved plans) attached to UTT/26/0764/DFO - amend access, appearance, landscaping, layout and scale of the self-build dwelling house
Pending

View Planning Timeline

Ownership

Corporate Ownership81.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,006

Population Density-

Owner Occupied65%

Age Distribution

0-15 24%16-64 62%65+ 14%

View Area Profile

Schools Nearby

Takeley Primary School
0.4 mi
Good
Roseacres Primary School
0.5 mi
Good
Great Dunmow Primary School
3.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Helena Romanes School
3.3 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Parkers Farm Warish Hall Road
-
£450k
-
Parkers Farm Warish Hall Road
-
£250k
-
Maggotts Cottages Warish Hall Road
-
£150k
-
Maggotts Cottages Warish Hall Road
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN