Flat, Newquay House, Embankment Road, Kingsbridge, TQ7 1JZ

UPRN:10023928786Flat/MaisonetteBeds -Built 2003-2006

Tenure: -Council Tax: -EPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat, Newquay House, Embankment Road, Kingsbridge, TQ7 1JZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£351,000

£281k - £421kLow

Estimate

£351k

Range

£281k – £421k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

4.76%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 75/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

59/ 100

Moderate

Transit & Bike

Transit 4Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.8%; range width penalty ×0.83
- valuation_snapshotsrent estimate 1350/mo (range 1200-1450)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -572/mo, -42% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
220 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: -£213/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1350/mo (range 1200-1450)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1200-1450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£351,000

Rent Estimate (pcm)£1,350

Gross Yield4.76%

1y Growth+110.6%

3y Growth-6.3%

5y Growth-1.9%

10y Growth+1.9%

Last Sold Price£160,000 (2024-08-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1TQ7 1JZ

Approval Rate

-12mo

Development

low

2971/26/TPO
TPO 814 T2 – Holm Oak - Fell due to stem decay and root deterioration - failure risks public safety and surrounding property
Pending
2829/26/CLE
Certificate of Lawfulness for Existing Development relating to the lawful commencement of development authorised under planning permission 28/1162/88/3 for "Shops, flats and function room" and Listed Building Consent 28/1240/88/7 for "Alterations and extensions".
Pending
2682/26/HHO
Extensions, alterations and increased roof height
Pending

View Planning Timeline

Ownership

Corporate Ownership72.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2024-08-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,721

Population Density-

Owner Occupied72%

Age Distribution

0-15 16%16-64 49%65+ 35%

View Area Profile

Schools Nearby

Kingsbridge Academy
0.5 mi
Good
Kingsbridge Primary School
0.8 mi
Inspected as Kingsbridge Community Primary School (URN 113205) on 27 Jun 2023
West Alvington Church of England Academy
0.9 mi
Good
Charleton Church of England Academy
1.2 mi
-

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Waterside Garage Ltd Embankment Road
-
£315k
-
The Captains House Embankment Road
-
£160k
-
Galleons Reach Embankment Road
-
£1.50M
-
The Boatyard Embankment Road
-
£880k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN