Flat, 117 Sutton Road, Mansfield, NG18 5EX

UPRN:10023933521Semi-Detached House3 bedsBuilt -

Shared ownershipCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPlanning· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat, 117 Sutton Road, Mansfield, NG18 5EX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£193,000

£174k - £212kMedium

Estimate

£193k

Range

£174k – £212k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.40%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 74/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 22Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -55.4% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10023933521· as of 9 Nov 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.93
- valuation_snapshotsrent estimate 1100/mo (range 1000-1150)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -587/mo, -53% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 88 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.9/15
470 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£251/mo
Cash on cash: -3.1%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023933521Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1100/mo (range 1000-1150)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1000-1150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 88 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£193,000

Rent Estimate (pcm)£1,100

Gross Yield4.40%

1y Growth-

3y Growth+1.9%

5y Growth+0.6%

10y Growth+3.3%

Last Sold Price£220,000 (2006-06-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1NG18 5EX

Approval Rate

-12mo

Development

low

2026/0600/FUL
ERECTION OF 1M HIGH METAL RAILING FENCE AND HEDGEROW BEHIND IN ASSOCIATION WITH DAY NURSERY (USE CLASS E)
Pending
2026/0583/CON
DISCHARGE OF CONDITIONS 3 (CONSTRUCTION TRAFFIC MANAGEMENT PLAN), 7 (TREE PROTECTION PLAN) AND 14 (SW DRAINAGE SCHEME) ON APPLICATION 2025/0182/FUL (DEMOLITION OF EXISTING BUS DEPOT AND ERECTION OF NEW GARAGE/WORKSHOP/OFFICE BUILDING, NEW TRIAGE AND WASHING FACILITIES AND NEW EV CHARGING FACILITES WITHIN THE SITE.)
Pending
2026/0585/CON
DISCHARGE OF MANDATORY BNG CONDITION ON APPLICATION 2025/0182/FUL (DEMOLITION OF EXISTING BUS DEPOT AND ERECTION OF NEW GARAGE/WORKSHOP/OFFICE BUILDING, NEW TRIAGE AND WASHING FACILITIES AND NEW EV CHARGING FACILITES WITHIN THE SITE.)
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change2006-06-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,170

Population Density3,556 /km²

Owner Occupied86%

Age Distribution

0-15 13%16-64 61%65+ 26%

View Area Profile

Schools Nearby

Sutton Road Primary School
0.3 mi
Inspected as Sutton Road Primary School (URN 133277) on 12 Mar 2019
Intake Farm Primary School
0.5 mi
Good
Redgate Primary Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Flying High Academy
0.8 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

115 Sutton Road
-
£154k
-
113 Sutton Road
-
£115k
-
111 Sutton Road
-
£112k
-
117 Sutton Road
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN