Flat, 26 Commercial Road, Resolven, SA11 4HF

UPRN:10023948301Flat/MaisonetteBeds -Built 1900-1929

Tenure: -Council Tax: Band AEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat, 26 Commercial Road, Resolven, SA11 4HF

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£70,000

£56k - £84kLow

Estimate

£70k

Range

£56k – £84k

Rent Estimate (pcm)

£300

£250 - £300

Monthly

£300

Yield

3.27%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 76/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

75/ 100

High

Crime Score

20/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.3%; range width penalty ×0.87
- valuation_snapshotsrent estimate 300/mo (range 250-300)· as of 13 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 29 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -374/mo, -125% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 29 Oct 2026
Risk & liquidity9.2/15
374 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£300/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: -£164/mo
Cash on cash: -5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.81 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 300/mo (range 250-300)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 29 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 29 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 29 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 300/mo (range 250-300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£70,000

Rent Estimate (pcm)£300

Gross Yield3.27%

1y Growth+5.5%

3y Growth+3.9%

5y Growth+4.0%

10y Growth+5.1%

Last Sold Price£48,000 (2006-10-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA11 4HF

Approval Rate

-12mo

Development

low

P2026/0605
Discharge of conditions application to agree the details in association with Planning Condition 03 (Construction Environmental Management Plan, CEMP) of planning permission P2025/0442 granted on 26.02.2026.
Pending
P2026/0540
First floor and single storey rear extension
Approved
P2026/0233
Reconfiguration of existing shop store room including additional entrance door and window to side elevation.
Approved

View Planning Timeline