5 Old Farm Lane, Ashton, Northampton, NN7 2LE

UPRN:10023967297Detached House6 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band GEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Old Farm Lane, Ashton, Northampton, NN7 2LE

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,535,000

£1.23M - £1.84MLow

Estimate

£1.53M

Range

£1.23M – £1.84M

Rent Estimate (pcm)

£4,800

£4k - £5k

Monthly

£4,800

Yield

3.29%

Verdict

Derived from HomePortfolio scores

5 Old Farm Lane earns an INVESTIGATE rating with HP Score 63/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 11Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.3%; range width penalty ×0.70
- valuation_snapshotsrent estimate 4800/mo (range 4200-5400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,985/mo, -83% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
324 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,750,000

At the asking price

Monthly rent£4,800/mo

Evidenced range £4,200-£5,400

Interest rate5.4%

Loan to value75%

Cash required: £650,050
Net cash flow: -£2,583/mo
Cash on cash: -4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.81 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4800/mo (range 4200-5400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4800/mo (range 4200-5400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,535,000

Rent Estimate (pcm)£4,800

Gross Yield3.29%

1y Growth-

3y Growth-0.2%

5y Growth+0.9%

10y Growth+2.7%

Last Sold Price£1,275,000 (2019-10-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NN7 2LE

Approval Rate

100%12mo

Development

low

2026/3353/HH
Converting an approved office above the garage into ancillary residential accommodation
Approved
2026/3253/OUT
Outline planning [all matters reserved except means of access] for construction of a 3-bedroom detached dwellinghouse, formation of vehicular access and associated work.
Pending
2026/2859/HH
Replacement bay window, additional of 2 front elevation windows and 2 rear roof windows, removal of side window and redundant chimney. Replacing patio doors with bifold doors and rebuilding the raised patio.
Approved

View Planning Timeline

Ownership

Corporate Ownership76.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-10-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density93 /km²

Owner Occupied85%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Ashton CofE Primary School
0.2 mi
Good
Roade Village Academy
1.2 mi
Inspected as Elizabeth Woodville School (URN 143421) on 4 Mar 2025
Roade Primary School
1.2 mi
Good
Stoke Bruerne Church of England Primary School
1.3 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Old Farm Lane
-
£495k
-
9 Old Farm Lane
-
£1.40M
-
9 Old Farm Lane
-
£1.42M
-
10 Old Farm Lane
-
£828k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN