87, Bradenstoke, Chippenham, SN15 4EL

UPRN:10024012430Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (53)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£526,000

£474k - £579kMedium

Estimate

£526k

Range

£474k – £579k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

2.93%

Verdict

Derived from HomePortfolio scores

87 earns an INVESTIGATE rating with HP Score 57/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

10/ 100

Low

Transit & Bike

Transit 7Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -28.3% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10024012430· as of 9 Nov 2026
Rental economics0/40
gross yield 2.9%; range width penalty ×0.65
- valuation_snapshotsrent estimate 1650/mo (range 1400-1850)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,765/mo, -107% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 505 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity12.8/15
420 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£506,000£776,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,400-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£1,136/mo
Cash on cash: -6.0%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.72 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10024012430Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1650/mo (range 1400-1850)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1400-1850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 505 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£526,000

Rent Estimate (pcm)£1,650

Gross Yield2.93%

1y Growth-

3y Growth-1.1%

5y Growth+1.7%

10y Growth+2.9%

Last Sold Price£262,500 (2011-05-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5SN15 4EL

Approval Rate

100%12mo

Development

low

PL/2026/07064
Proposed demolition of existing conservatory and erection of a single-storey rear extension. Minor internal alterations.
Pending
PL/2026/05128
Demolition of outshut and extension to rear of Manse with erection of new single-storey rear extension and internal and external alterations, demolition of hall to rear of Chapel and associated alterations
Pending
PL/2026/05343
Change of use of land to provide a Gypsy / Traveller site and associated works including 1 no. mobile home, 1 no. touring caravan and demolition of stables and construction of replacement building (day room /utility room and PV installation) partially ret
Pending

View Planning Timeline

Ownership

Corporate Ownership65.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-05-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,873

Population Density346 /km²

Owner Occupied69%

Age Distribution

0-15 14%16-64 58%65+ 28%

View Area Profile

Schools Nearby

Lyneham Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Christian Malford CofE Primary School
2.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Somerfords' Walter Powell CofE Academy
2.9 mi
Good
Hilmarton Primary School
2.9 mi
GoodConcerns

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

98
-
£590k
-
92
-
£375k
-
Westview Bungalow
-
£321k
-
101
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN