Somerfield, The Hill, Little Somerford, Chippenham, SN15 5BQ

UPRN:10024014044Detached Bungalow3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: E (41)

Data freshness:Listing· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Somerfield, The Hill, Little Somerford, Chippenham, SN15 5BQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£545,000

£518k - £572kHigh

Estimate

£545k

Range

£518k – £572k

Rent Estimate (pcm)

£1,700

£1k - £2k

Monthly

£1,700

Yield

3.71%

Verdict

Derived from HomePortfolio scores

Somerfield earns an INVESTIGATE rating with HP Score 61/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 7Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,450-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£679/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£545,000

Rent Estimate (pcm)£1,700

Gross Yield3.71%

1y Growth-

3y Growth-1.1%

5y Growth+1.7%

10y Growth+2.9%

Last Sold Price£550,000 (2021-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SN15 5BQ

Approval Rate

-12mo

Development

low

PL/2026/06912
T1 - Silver Birch - fell
Pending
PL/2026/06710
Row of dead Leylandii trees along front boundary - fell 2 x dead trees in lawn - fell
Pending
PL/2026/05822
Provision of Tennis Court
Pending

View Planning Timeline