28 Penlan Holiday Village, Cenarth, Newcastle Emlyn, SA38 9JN

UPRN:10024020712Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 2y agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

28 Penlan Holiday Village, Cenarth, Newcastle Emlyn, SA38 9JN

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£44,000

£36k - £53kLow

Estimate

£44k

Range

£36k – £53k

Rent Estimate (pcm)

£100

£100 - £150

Monthly

£100

Yield

3.16%

Verdict

Derived from HomePortfolio scores

28 Penlan Holiday Village earns an INVESTIGATE rating with HP Score 75/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

74/ 100

High

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£38,000

At the asking price

Monthly rent£100/mo

Evidenced range £100-£150

Interest rate5.4%

Loan to value75%

Cash required: £10,800
Net cash flow: -£59/mo
Cash on cash: -6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.78 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£44,000

Rent Estimate (pcm)£100

Gross Yield3.16%

1y Growth-

3y Growth+2.8%

5y Growth-1.7%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA38 9JN

Approval Rate

-12mo

Development

low

PL/08527
Above ground cylindrical slurry store to comply with The Water Resources (Control of Agricultural Pollution) (Wales) Regulations 2021
Approved
PL/08399
1 No. new timber harvesting track approx 750m in length and 5m in width
Approved
PL/08282
Variation of Condition 2 on W/37854 (change typical unit plans)
Conditions

View Planning Timeline