207 Humber Road, Coventry, CV3 1NZ

UPRN:10024030744End Terrace House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£269,000

£255k - £282kHigh

Estimate

£269k

Range

£255k – £282k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

8.08%

Verdict

Derived from HomePortfolio scores

207 Humber Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 49Bike 60

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 2 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +3.3% (HIGH), sold-comps +7.1%, £/sqft +7.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10024030744· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 8.3%· as of 4 Nov 2026
Rental economics23.9/40
gross yield 8.1%; range width penalty ×0.97
- valuation_snapshotsrent estimate 1750/mo (range 1650-1850)· as of 9 Oct 2026· verify before relying on this
Stress margin3.4/30
stressed cash flow +59/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 3 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
614 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £208,000

£195,000£299,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £334/mo
Cash on cash: 4.9%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10024030744Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 8.3%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1850)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1650-1850)
Seller motivation could not be scored
context, not scored: 3 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £208,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,750

Gross Yield8.08%

1y Growth+5.0%

3y Growth+0.7%

5y Growth+2.2%

10y Growth+3.7%

Last Sold Price£230,000 (2020-05-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CV3 1NZ

Approval Rate

-12mo

Development

low

PL/2026/0001200/LDCP
Lawful development certificate for the proposed single-storey side extension
Pending
PL/2026/0001061/PAH
Application under Prior Approval for single storey rear extension. The extension will be 3.80 metres away from the original rear wall of the building with a height of 3.00 metres at the highest point and 3.00 metres to the eaves
Pending
PL/2026/0001033/TCA
Tag no. 691 - Mature Robinia - Previous pollard, fungal pathogen present (Ganoderma), at base, west side - Remove tree to ground level; Tag no. 692 - Mature Birch - in contact with phone lines - Prune from phone lines to allow approx. 0.5m clearance; Tree T1 - Beech within area A2, with low crown and dead wood over school boundary - Crown lift Beech to approx. 4m and remove major dead wood over school boundary; Tag no. 695 - Mature Norway Maple with minor dead wood - remove dead wood; Tag no. 696 - Semi-mature Oak with low crown and dead wood - Crown lift to approx. 4m, remove dead wood; Tag no. 697 - Mature Poplar with dead wood - remove dead wood; Group G3 of Birch, Cherry, Field maple, and Norway maple containing dead wood - remove dead wood; Group G4 of 5 x mature Scots Pine - containing dead wood - remove dead wood
Pending

View Planning Timeline

Ownership

Corporate Ownership58.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-05-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,063

Population Density6,950 /km²

Owner Occupied49%

Age Distribution

0-15 24%16-64 73%65+ 3%

View Area Profile

Schools Nearby

Blue Coat Church of England School and Music College
0.1 mi
GoodConcerns
All Saints Church of England Primary School
0.4 mi
Good
Gosford Park Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Park View
0.6 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

191 Humber Road
-
£220k
-
193 Humber Road
-
£255k
-
163 Humber Road
-
£210k
-
179 Humber Road
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN