Calder Bank Farm, Calder Banks, Queensbury, Bradford, BD13 1BY

UPRN:10024070424Detached House4 bedsBuilt 2007-2011

Tenure: -Council Tax: Band FEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Calder Bank Farm, Calder Banks, Queensbury, Bradford, BD13 1BY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£776,000

£621k - £932kLow

Estimate

£776k

Range

£621k – £932k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

3.92%

Verdict

Derived from HomePortfolio scores

Calder Bank Farm earns an INVESTIGATE rating with HP Score 70/100. Investment score 79/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

79/ 100

High

Crime Score

55/ 100

Elevated

Walkability

68/ 100

Moderate

Transit & Bike

Transit 20Bike 20

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -65.5%, £/sqft -65.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 3%· as of 12 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3100/mo (range 2800-3400)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,859/mo, -60% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 75 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
351 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,800-£3,400

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£1,060/mo
Cash on cash: -3.9%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 3%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3100/mo (range 2800-3400)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3100/mo (range 2800-3400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 75 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£776,000

Rent Estimate (pcm)£3,100

Gross Yield3.92%

1y Growth-

3y Growth+7.4%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD13 1BY

Approval Rate

-12mo

Development

low

26/02771/TPO
T1 Sycamore - 100% Dead. Fell. T2 Sycamore - 100% Dead, Fell.
Pending
26/02025/CLP
Works to convert the integral garage to additional living space
Pending
22/03916/SUB01
Submission of details required by condition 6 (Materials) and 9 (Foul and Surface Water Drainage) of planning permission 22/03916/OUT
Pending

View Planning Timeline

Ownership

Corporate Ownership78.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied58%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

Stocks Lane Primary School
0.5 mi
Good
Trinity Academy Bradford
0.6 mi
Good
Russell Hall Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Foxhill Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Calder Banks
-
£185k
-
11 Calder Banks
-
£150k
-
21 Calder Banks
-
£68k
-
21 Calder Banks
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN