Downfields House, Ely Road, Hilgay, Downham Market, PE38 0JN

UPRN:10024105291Detached House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Downfields House, Ely Road, Hilgay, Downham Market, PE38 0JN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£398,000

£378k - £418kHigh

Estimate

£398k

Range

£378k – £418k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.65%

Verdict

Derived from HomePortfolio scores

Downfields House earns an INVESTIGATE rating with HP Score 62/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 16Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£277/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£398,000

Rent Estimate (pcm)£1,550

Gross Yield4.65%

1y Growth-

3y Growth-0.6%

5y Growth+2.7%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE38 0JN

Approval Rate

-12mo

Development

low

26/01709/F
HOUSEHOLDER: Proposed porch, Oak frame and rosemary tiled roof covering
Pending
23/00824/DISC_A
DISCHARGE OF CONDITIONS 3 ,7 ,8 ,12 ,16 ,17 ATTACHED TO PLANNING PERMISSION 23/00824/FM - Residential development of 16 dwellings
Pending
26/01280/PACU3
Prior Notification under Part 3 Class Q of the Town and Country Planning (General Permitted Development) (England) Order 2015 for the change of use of a building and land within its curtilage from use as an agricultural building to four dwellinghouses
Rejected

View Planning Timeline

Ownership

Corporate Ownership79.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,581

Population Density-

Owner Occupied71%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Hilgay Riverside Academy
0.3 mi
Good
Southery Academy
2.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Denver Voluntary Controlled Primary School
2.5 mi
Good
Downham Market Academy
3.5 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lime Tree House Ely Road
-
£325k
-
Caliber Ely Road
-
£240k
-
Garden Cottage Ely Road
-
£385k
-
Tudor Lea Ely Road
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN