Flat 4, 42 Park Street, St. Albans, AL2 2PT

UPRN:10024115667Flat/Maisonette1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band BEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 4, 42 Park Street, St. Albans, AL2 2PT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£277,000

£263k - £291kHigh

Estimate

£277k

Range

£263k – £291k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.55%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 53/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

89/ 100

Elevated

Walkability

47/ 100

Mixed

Transit & Bike

Transit 17Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £110/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£277,000

Rent Estimate (pcm)£1,500

Gross Yield6.55%

1y Growth-7.6%

3y Growth-0.6%

5y Growth+1.7%

10y Growth+2.8%

Last Sold Price£185,000 (2011-09-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0AL2 2PT

Approval Rate

-12mo

Development

low

TP/2026/0504
Willow Reduce back to previous points of reduction.
Pending
5/2026/1645
Provision of single storey front and rear and two storey side extensions. Alterations to fenestration to front and rear elevations and rendering following demolition of existing garage.
Pending
TP/2026/0434
T1 1 x Ash to fell - Ivy infested. Large basal cavity with stem decay.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.4%
Overseas OwnershipNo
Lease Term Remaining109 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-09-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density371 /km²

Owner Occupied60%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

Park Street Church of England Voluntary Aided Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
How Wood Primary and Nursery School
0.3 mi
Good
Killigrew Primary and Nursery School
0.8 mi
GoodImproving
Watling View School
0.8 mi
-

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Park Street
-
£305k
-
36 Park Street
-
£274k
-
42 Park Street
-
£343k
-
36 Park Street
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN