Flat 20, 38C Broad Green, Wellingborough, NN8 4LH

UPRN:10024133255Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: Band AEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 20, 38C Broad Green, Wellingborough, NN8 4LH

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£130,000

£123k - £136kHigh

Estimate

£130k

Range

£123k – £136k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

4.62%

Verdict

Derived from HomePortfolio scores

Flat 20 earns an INVESTIGATE rating with HP Score 59/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

91/ 100

Elevated

Walkability

87/ 100

Excellent

Transit & Bike

Transit 19Bike 69

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: -£93/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£130,000

Rent Estimate (pcm)£500

Gross Yield4.62%

1y Growth-

3y Growth-2.5%

5y Growth+2.7%

10y Growth+4.8%

Last Sold Price£132,500 (2018-02-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0NN8 4LH

Approval Rate

-12mo

Development

low

26/03065/LDP
House of multiple occupancy for 5 people/bedrooms. Minor internal alterations.
Pending
26/03028/FUL
Retrospective application of a moved double garage with additional loft storage and ancillary driveway extension from the prior agreed location
Pending
26/03033/FUL
Safeguarding boundary gates and fencing replacement
Pending

View Planning Timeline

Ownership

Corporate Ownership67.4%
Overseas OwnershipNo
Lease Term Remaining115 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-02-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,882

Population Density5,360 /km²

Owner Occupied23%

Age Distribution

0-15 18%16-64 66%65+ 16%

View Area Profile

Schools Nearby

Freemans Endowed Church of England Junior Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Avenue Infant School
0.3 mi
Good
Sir Christopher Hatton Academy
0.3 mi
Good
St Barnabas Church of England School
0.3 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38C Broad Green
-
£130k
-
38C Broad Green
-
£128k
-
38C Broad Green
-
£165k
-
39A Broad Green
-
£435k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN