21A Church Road, Paddock Wood, Tonbridge, TN12 6HD

UPRN:10024139475Detached PropertyBeds -Built 2012-2021

FreeholdCouncil Tax: Band EEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

21A Church Road, Paddock Wood, Tonbridge, TN12 6HD

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£526,000

£421k - £631kLow

Estimate

£526k

Range

£421k – £631k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

8.95%

Verdict

Derived from HomePortfolio scores

21A Church Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

71/ 100

High

Crime Score

16/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 10Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £491/mo
Cash on cash: 6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.21 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£526,000

Rent Estimate (pcm)£2,050

Gross Yield8.95%

1y Growth-

3y Growth-0.8%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price£410,000 (2016-09-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TN12 6HD

Approval Rate

-12mo

Development

low

26/02373/COUNTY
KCC Consultation: Erection of a part-one part-two storey building for school use (Class F1), together with associated parking, cycle parking, play and sports facilities, landscaping, substation, works to Dumbrell Drive, and associated works, to be delivered in phases
Approved
26/02327/FULL
Variation of condition 2 of 26/00106/FULL for replacement of porch and fenestration changes
Pending
26/02293/FULL
Variation of condition 10 of 22/00582/FULL for temporary extension of delivery hours between 30 November and 31 January
Pending

View Planning Timeline

Ownership

Corporate Ownership69%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-09-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,319

Population Density241 /km²

Owner Occupied76%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Leigh Academy Paddock Wood
0.3 mi
Good
Leigh Academy Mascalls
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Quest School
1.6 mi
Outstanding
Brenchley and Matfield Church of England Primary School
1.9 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15A Church Road
-
£535k
-
Hawthorn House, 15 Church Road
-
£300k
-
Hawthorn House, 15 Church Road
-
£365k
-
15B Church Road
-
£620k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN