New Cottage, The Orchard, Swan Lane, Burford, OX18 4SH

UPRN:10024175184Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: C (80)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

New Cottage, The Orchard, Swan Lane, Burford, OX18 4SH

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£1,021,000

£817k - £1.23MLow

Estimate

£1.02M

Range

£817k – £1.23M

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

4.38%

Verdict

Derived from HomePortfolio scores

New Cottage earns an INVESTIGATE rating with HP Score 75/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

70/ 100

High

Crime Score

20/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 10Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.4%; range width penalty ×0.73
- valuation_snapshotsrent estimate 3650/mo (range 3200-4050)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,666/mo, -46% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Risk & liquidity9.2/15
254 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,200-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£848/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3650/mo (range 3200-4050)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3200-4050)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,021,000

Rent Estimate (pcm)£3,650

Gross Yield4.38%

1y Growth-

3y Growth+1.4%

5y Growth+2.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1OX18 4SH

Approval Rate

100%12mo

Development

low

26/02648/TCA
cherry tree marked blue 30% reduction. Silver birch marked red - dead - removal.
Pending
26/02643/TCA
T2 - Yew - Remove lowest limb garden side to allow light to pleach trees. T3 - Hornbeam - Remove lowest limb in wall side. Prune provide approx 1-1.5 metres from power pole. T4 - Yew - Cut back from roadside wall edge for first 3 metres and blend outwards to avoid stub cutting large branches where possible. Trim top to keep out of utility. T5 - Laburnum - Remove dead stem 50% of canopy. T6 - Yew - Prune back canopy in line with wall. G1 - Fastigiate Yew - Reduce height to attempt to achieve 2 metre reduction in height. Reduce roadside limbs to reduce chance of peel out in adverse weather.
Pending
26/02604/TCA
1- willow needing to be pollarding back to previous pollard 2- sycamore to reduce in by 20% as to not get to big for the space 3- 1 lime to remove at ground level as its causing damage to the garage .growing ito the building 4/5/6 - lime trees need pollarding back to previous pollard 7- Ash Tree needs dead limbs removed as falling onto cars bellow. 25%crown reduction to reduce weight encourage new growth 8- patch of sycamores to remove at ground. Many with damaged tops or damaged at ground and failing
Pending

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,388

Population Density73 /km²

Owner Occupied64%

Age Distribution

0-15 14%16-64 51%65+ 35%

View Area Profile

Schools Nearby

Burford Primary School
0.2 mi
Good
Burford School
0.3 mi
Good
Carterton Community College
3.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John the Evangelist CofE VA Primary School
3.3 mi
Outstanding

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Swan Bank Swan Lane
-
£968k
-
Swan Lane House Swan Lane
-
£1.60M
-
Cygnet Cottage Swan Lane
-
£525k
-
Walnut Tree Cottage Swan Lane
-
£835k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN