Pine Garth Cottage, Coal Pit Lane, Colne, BB8 8NR

UPRN:10024181793Semi-Detached Property2 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Pine Garth Cottage, Coal Pit Lane, Colne, BB8 8NR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£375,000

£337k - £412kMedium

Estimate

£375k

Range

£337k – £412k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

5.44%

Verdict

Derived from HomePortfolio scores

Pine Garth Cottage earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 6Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£117,000-£375,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£89/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.34 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£375,000

Rent Estimate (pcm)£1,700

Gross Yield5.44%

1y Growth-

3y Growth+5.5%

5y Growth+1.0%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB8 8NR

Approval Rate

-12mo

Development

low

26/0652/FUL
Full: Change of use of land to private driveway and altered vehicular access.
Pending
26/0572/NMA
Non- Material Amendment: Alterations to external material to match existing of Planning Permission 22/0168/HHO.
Rejected
26/0553/NMA
Non-Material Amendment: Amend housetype and garage from double to single to Plot 39 of and minor amendments to Plots 11, 19-25, 29-31, 34, 40-42 and 46 of Planning Permission 25/0277/VAR.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,742

Population Density981 /km²

Owner Occupied80%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Newtown Nursery School
0.3 mi
Good
Park Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
West Street Community Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Colne Park High School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bolton Laithe Farm Coal Pit Lane
-
£525k
-
Higher Carry Heys Farm Coal Pit Lane
-
£550k
-
Bolton Laithe Farm Coal Pit Lane
-
£300k
-
Bolton Laithe Farm Coal Pit Lane
-
£335k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN