9 Northfields Cottages, Northfields, Twyford, Winchester, SO21 1NZ

UPRN:10024211872Mid Terrace HouseBeds -Built 2012-2021

FreeholdCouncil Tax: Band DEPC: C (76)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

9 Northfields Cottages, Northfields, Twyford, Winchester, SO21 1NZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£448,000

£425k - £470kHigh

Estimate

£448k

Range

£425k – £470k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.08%

Verdict

Derived from HomePortfolio scores

9 Northfields Cottages earns an INVESTIGATE rating with HP Score 70/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 5Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -8.3% (HIGH), sold-comps -23.7%, £/sqft -23.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10024211872· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.7%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 1650/mo (range 1500-1800)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -963/mo, -58% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
161 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£364,000£558,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£495/mo
Cash on cash: -3.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10024211872Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.7%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1650/mo (range 1500-1800)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1500-1800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£448,000

Rent Estimate (pcm)£1,650

Gross Yield4.08%

1y Growth-13.7%

3y Growth-2.4%

5y Growth+0.0%

10y Growth+2.3%

Last Sold Price£300,000 (2013-07-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SO21 1NZ

Approval Rate

100%12mo

Development

low

SDNP/26/04167/TPO
T1 & T2- Limes: Permission to crown lift both trees to a finishing height of approximately 1-1.5m above the height of the street lamp. A survey company submitted a formal notice requiring the trees to be pruned so sufficient light can be directed toward the road from the street light.
Pending
SDNP/26/04154/DCOND
Discharge of condition 7 (SUDs) for SDNP/23/01466/FUL
Pending
SDNP/26/04071/TCA
T1- Holly: Reduce in height by 2m to prevent further growth into Ash, tree and maintain the tree at a suitable size for the garden. T2- Holly: Fell to ground level. The tree has become too large for the garden given the number of other trees in close proximity, and has made the corner of the garden very crowded. It also has some dieback in the canopy. T3- Laurel: Permission to reduce in height by 3-4m and width by 1-2m so as to maintain at an appropriate size for it's species before it becomes too big for it's surroundings.
Pending

View Planning Timeline