16A Charlbury Road, Oxford, OX2 6UT

UPRN:10024243564Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: D (67)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£3,478,000

£3.30M - £3.65MHigh

Estimate

£3.48M

Range

£3.30M – £3.65M

Rent Estimate (pcm)

£14,200

£13k - £15k

Monthly

£14,200

Yield

4.94%

Verdict

Derived from HomePortfolio scores

16A Charlbury Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

72/ 100

High

Crime Score

19/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 9Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,450,000

At the asking price

Monthly rent£14,200/mo

Evidenced range £12,950-£15,450

Interest rate5.4%

Loan to value75%

Cash required: £1,364,050
Net cash flow: -£1,813/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,478,000

Rent Estimate (pcm)£14,200

Gross Yield4.94%

1y Growth-

3y Growth-4.3%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price£2,900,000 (2014-04-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2OX2 6UT

Approval Rate

100%12mo

Development

low

22/01842/CND22
Details submitted in compliance with condition 21 (Energy Statement - approved) of planning permission 22/01842/FUL
Pending
26/02674/CAT
Works to various trees as specified by Sam Prior in the North Oxford Victorian Suburb Conservation Area.
Pending
26/02664/FUL
Change of use of the vacant rear ground floor commercial (Use Class E) space to a 1no. 2-bed flat (Use Class C3). Insertion of 2no. windows to West elevation. Alteration to fenestrations. Provision of cycle and waste storage.
Pending

View Planning Timeline