3 Upwood, East Hill Road, Ryde, PO33 1LS

UPRN:10024246394Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band BEPC: C (76)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

3 Upwood, East Hill Road, Ryde, PO33 1LS

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£216,000

£205k - £227kHigh

Estimate

£216k

Range

£205k – £227k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

7.50%

Verdict

Derived from HomePortfolio scores

3 Upwood earns an INVESTIGATE rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 19Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 26% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +25.9% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10024246394· as of 9 Nov 2026
Rental economics20/40
gross yield 7.5%; range width penalty ×1.00; the estimate this rent rides on sits 26% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1000/mo (range 950-1050)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -160/mo, -16% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 3 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
368 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£120,000£184,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: £152/mo
Cash on cash: 3.7%
Score at this price: 35

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10024246394Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1000/mo (range 950-1050)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1050)
Rental economics needs verification before you rely on it
sale estimate 26% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£216,000

Rent Estimate (pcm)£1,000

Gross Yield7.50%

1y Growth-

3y Growth-0.4%

5y Growth+0.2%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PO33 1LS

Approval Rate

-12mo

Development

low

26/01473/TW
T1; number tag: 0369 - Hornbeam. Poor form tree with a thin crown. Deadwood over the entrance driveway-Remove and replant with a better amenity tree. T2; Number tag 0371 - Hornbeam. Decaying limb @3m height to the south overhanging the footpath and street light. Remove the limb Reason: Safety. T3; Number tag 0398 - Beech. Remove for safety. Reason: Tree is declining in the upper crown and is infected within the lower trunk and root plate with Brittle cinder fungus (Kretzschmaria deusta) a severe decaying fungi. Although appearing healthy the tree can fail and break at the base due to the fungal decay. T4; Number tag: 0397 - English Oak. Reduce (pollard) the crown down to healthy growth positions at approximately 8m in height, to remove both weight, windage and leverage on the tree structure and heavily extended crown limbs Reason: Tree is declining in the upper crown and has old fruiting bodies of a bracket fungi infection, presumed to be Ganoderma resinaceum, within 40% of the trunk base which will start to hollow the trunk. Tree is otherwise healthy and reacting to the fungal decay by producing reaction trunk growth. A potential hazard tree if not maintained..Works are for safety.
Pending
26/01460/HOU
Demolition of front boundary wall; Proposed alterations to existing vehicular access and hardstanding
Pending
26/01440/TW
1; Cherry - Fell. Reason - Dead. 2; Holly - Fell. Reason: Dead. 3; Silver birch - Approx. 25m tall - lop by 40%. 4; Holly bush - Reduce by 50%. Reason - Unkept and overgrown into neighbouring garden. Replant with mulberry, Ginkgo biloba and a yew.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density-

Owner Occupied55%

Age Distribution

0-15 12%16-64 62%65+ 26%

View Area Profile

Schools Nearby

Oakfield Church of England Aided Primary School, Ryde
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Catholic Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Dover Park Primary School
0.4 mi
Good
Ryde School with Upper Chine
0.8 mi
Inspected by ISI

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rougemont East Hill Road
-
£149k
-
Upwood East Hill Road
-
£229k
-
Vista Marina East Hill Road
-
£169k
-
Vista Marina East Hill Road
-
£178k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN