Flat 4, 14 Park Road, Shanklin, PO37 6AY

UPRN:10024251083Flat/MaisonetteBeds -Built 1950-1966

Tenure: -Council Tax: Band AEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 4, 14 Park Road, Shanklin, PO37 6AY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£129,000

£103k - £155kLow

Estimate

£129k

Range

£103k – £155k

Rent Estimate (pcm)

£600

£600 - £650

Monthly

£600

Yield

0.58%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 67/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Transit 30Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£600/mo

Evidenced range £600-£650

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£3,803/mo
Cash on cash: -10.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£129,000

Rent Estimate (pcm)£600

Gross Yield0.58%

1y Growth-

3y Growth-0.7%

5y Growth-2.3%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PO37 6AY

Approval Rate

-12mo

Development

low

26/01488/FUL
Proposed extension and alterations to create self contained holiday unit
Pending
26/01430/DIS
Condition compliance application on 25/01761/FUL relating to Condition 3 (Windows and Doors) to be discharged
Pending
26/01363/TW
*** FIVE DAY NOTICE *** T1; Beech - Fell Reason: Dead. Owner has an Island Roads enforcement notice.
Approved

View Planning Timeline