Fernwood House, Main Road, Betley, Crewe, CW3 9AB

UPRN:10024252218Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band GEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Fernwood House, Main Road, Betley, Crewe, CW3 9AB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£729,000

£693k - £766kHigh

Estimate

£729k

Range

£693k – £766k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

17.68%

Verdict

Derived from HomePortfolio scores

Fernwood House earns an INVESTIGATE rating with HP Score 74/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

6/ 100

Low

Walkability

32/ 100

Mixed

Transit & Bike

Transit 7Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,500-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £1,297/mo
Cash on cash: 26.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£729,000

Rent Estimate (pcm)£2,800

Gross Yield17.68%

1y Growth-

3y Growth+2.6%

5y Growth+1.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3CW3 9AB

Approval Rate

100%12mo

Development

low

26/00731/FUL
Single storey side extension, new bi folds and window changes to rear elevation.
Pending
26/00718/TWA
3x Sycamore overall reduction approx 20% no more than 2.5m length. These trees are in close proximity to the property, work designed to maintain size in relation to location. Remove any major deadwood Neighbours Sycamore (number 9) crown raise by approx 1.5m as part of regular maintenance to allow more light to area below
Pending
26/00594/PLDLB
Application for certificate of lawfulness of proposed works to a listed building - to carefully, and without compromising the structure, remove the concrete bund to expose the sole plate and corner post to evaluate the extent of the repairs and timber sizes required.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,205

Population Density115 /km²

Owner Occupied81%

Age Distribution

0-15 13%16-64 53%65+ 34%

View Area Profile

Schools Nearby

Betley CofE VC Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Weston Village Primary School
2.5 mi
Good
Madeley High School
2.7 mi
-
The Meadows Primary School
2.8 mi
OutstandingImproving

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Beeches Main Road
-
£355k
-
Farm House Main Road
-
£512k
-
Ivydene Cottage Main Road
-
£536k
-
The Swan Main Road
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN