Clwydfa, Terrace Road, Aberdovey, LL35 0LT

UPRN:10024257593Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: E (40)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Clwydfa, Terrace Road, Aberdovey, LL35 0LT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£490,000

£466k - £515kHigh

Estimate

£490k

Range

£466k – £515k

Rent Estimate (pcm)

£1,300

£1k - £2k

Monthly

£1,300

Yield

3.25%

Verdict

Derived from HomePortfolio scores

Clwydfa earns an INVESTIGATE rating with HP Score 62/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£480,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £159,300
Net cash flow: -£720/mo
Cash on cash: -5.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.80 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£490,000

Rent Estimate (pcm)£1,300

Gross Yield3.25%

1y Growth-

3y Growth-1.5%

5y Growth-2.2%

10y Growth+1.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL35 0LT

Approval Rate

-12mo

Development

low

NP5/50/10S
Proposed installation of external cladding to Annex building and associated works
Approved
NP5/50/AD95E
Advertisement Consent for illuminated fascia and vinyl signage
Conditions
NP5/50/707B
Installation of balconet
Conditions

View Planning Timeline