Tai Gwynion, Dinas, Caernarfon, LL54 7YN

UPRN:10024258474Bungalow Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: G (13)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Tai Gwynion, Dinas, Caernarfon, LL54 7YN

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£313,000

£298k - £329kHigh

Estimate

£313k

Range

£298k – £329k

Rent Estimate (pcm)

£650

£550 - £800

Monthly

£650

Yield

2.48%

Verdict

Derived from HomePortfolio scores

Tai Gwynion earns an INVESTIGATE rating with HP Score 79/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10024258474· as of 12 Oct 2026
Rental economics0/40
gross yield 2.5%; range width penalty ×0.43
- valuation_snapshotsrent estimate 650/mo (range 550-800)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -981/mo, -151% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 124 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
87 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£236,000£362,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£650/mo

Evidenced range £550-£800

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: -£613/mo
Cash on cash: -7.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.61 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10024258474Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 650/mo (range 550-800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 550-800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 124 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£313,000

Rent Estimate (pcm)£650

Gross Yield2.48%

1y Growth-

3y Growth+3.0%

5y Growth+3.8%

10y Growth+4.7%

Last Sold Price£68,500 (1998-03-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL54 7YN

Approval Rate

-12mo

Development

low

C25/0936/24/DT
Dymchwel y modurdy a'r storfa allanol bresennol, a chodi estyniadau unllawr a deulawr newydd yn eu lle, ynghyd â newidiadau cysylltiedig. Demolition of existing garage and external store, erection of new single-storey and two-storey extensions in lieu, along with associated alterations.
Conditions
C25/0741/24/DT
Codi estyniad deulawr i gefn yr eiddo. Erection of a two-storey extension to the rear of the property.
Rejected
C25/0616/24/HD
Dymchwel adeilad bric ac adeilad dur segur. Demolition of disused brick and corrugated clad building
Pending

View Planning Timeline