Apartment 99, Latitude, 155 Bromsgrove Street, Birmingham, B5 6AF

UPRN:10024265287Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Apartment 99, Latitude, 155 Bromsgrove Street, Birmingham, B5 6AF

HP Score

/ 100

Mixed

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£136,000

£122k - £149kMedium

Estimate

£136k

Range

£122k – £149k

Rent Estimate (pcm)

£750

£700 - £800Medium

Monthly

£750

Yield

6.80%

AI Verdict

Derived from HomePortfolio scores

AI summary

Apartment 99 earns a INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (93/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

59/ 100

Moderate

Investment Score

53/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 18 Aug 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge11.9/40
claims [AVM +11.8% (MEDIUM)] → consensus +11.8% → credited 2.5% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10024265287· as of 11 Aug 2026
Rental economics23.4/30
gross yield 7.5%; range width penalty ×0.93
- zoopla_valuationsrent estimate 750/mo (range 700-800)· as of 11 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 32 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 18 Aug 2026
Risk & liquidity8.6/10
67 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£90,000£138,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£119,950

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £37,286
Net cash flow: £114/mo
Cash on cash: 3.7%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10024265287Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 750/mo (range 700-800)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 18 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-800)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£136,000

Rent Estimate (pcm)£750

Gross Yield6.80%

1y Growth-

3y Growth-12.8%

5y Growth-6.8%

10y Growth+1.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B5 6AF

Approval Rate

-12mo

Development

low

2026/04370/PA
Erection of two single storey extensions to temporary Dental Hospital Operating Theatre and continued use until 31 October 2031.
Pending
2026/03508/PA
Application to determine the details for Conditions 1 - Archaeology, 9 - Bat and Bird Boxes, 13 - Plant Noise, 16 - Hard and Soft Landscaping, 18 - Green/Brown Roofs, Part 20 - Materials, 31 - Join Modeshift STARS, 32 - S278/TRO Agreement and 34 Boundary Treatment to Temporary Car Park attached to application 2018/04391/PA (as amended by subsequent non material amendment approvals upto and including 2026/02929/PA
Pending
2026/03500/PA
Proposed 4m Single Storey Extension
Rejected

View Planning Timeline

Ownership

Corporate Ownership25.5%
Overseas OwnershipNo
Lease Term Remaining113 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density2,876 /km²

Owner Occupied17%

Age Distribution

0-15 8%16-64 90%65+ 2%

View Area Profile

Schools Nearby

St Catherine of Siena Catholic Primary School
0.3 mi
Good
St Thomas Church of England Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
City Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
South and City College Birmingham
0.5 mi
-

4 of 7 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Latitude, 155 Bromsgrove Street
-
£155k
-
Latitude, 155 Bromsgrove Street
-
£215k
-
Latitude, 155 Bromsgrove Street
-
£150k
-
Latitude, 155 Bromsgrove Street
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN