Tudor Lodge, 16 St Andrews Drive, Skegness, PE25 1DQ

UPRN:10024299010Detached PropertyBeds -Built 1991-1995

FreeholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Tudor Lodge, 16 St Andrews Drive, Skegness, PE25 1DQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£302,000

£242k - £363kLow

Estimate

£302k

Range

£242k – £363k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

4.95%

Verdict

Derived from HomePortfolio scores

Tudor Lodge earns an INVESTIGATE rating with HP Score 44/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

44/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

86/ 100

Elevated

Walkability

24/ 100

Low

Transit & Bike

Transit 24Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 5.0%; range width penalty ×0.89
- valuation_snapshotsrent estimate 1300/mo (range 1200-1400)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -503/mo, -39% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
232 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: -£163/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1300/mo (range 1200-1400)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£302,000

Rent Estimate (pcm)£1,300

Gross Yield4.95%

1y Growth+167.5%

3y Growth+0.8%

5y Growth+1.6%

10y Growth+3.3%

Last Sold Price£170,000 (2021-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2PE25 1DQ

Approval Rate

100%12mo

Development

low

01601/26/LDC
Section 191 application to determine the lawful use of the application site as a house of multiple occupancy.
Pending
01427/26/ADV
Consent to Display - 1no. internally illuminated fascia sign.
Pending
01420/26/FUL
Planning Permission - Change of use and alterations to fish and chip takeaway/restaurant to form barber shop and takeaway, with first floor residential flat above.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-02-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,705

Population Density3,471 /km²

Owner Occupied40%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Skegness Junior Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Skegness Infant Academy
0.4 mi
Inspected as Skegness Infant School (URN 120475) on 29 Sep 2009
Skegness Grammar School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Skegness Academy
0.5 mi
Requires improvement

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 St Andrews Drive
-
£618k
-
8 St Andrews Drive
-
£245k
-
41 St Andrews Drive
-
£150k
-
16 - 18 St Andrews Drive
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN