Old Vineyards, Charlton Hill, Cheltenham, GL53 9NE

UPRN:10024301574Detached House5 bedsBuilt 1976-1982

Tenure: -Council Tax: -EPC: E (54)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Old Vineyards, Charlton Hill, Cheltenham, GL53 9NE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,475,000

£1.18M - £1.77MLow

Estimate

£1.48M

Range

£1.18M – £1.77M

Rent Estimate (pcm)

£6,300

£6k - £7k

Monthly

£6,300

Yield

4.32%

Verdict

Derived from HomePortfolio scores

Old Vineyards earns an INVESTIGATE rating with HP Score 62/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 25Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,750,000

At the asking price

Monthly rent£6,300/mo

Evidenced range £5,700-£6,900

Interest rate5.4%

Loan to value75%

Cash required: £650,050
Net cash flow: -£1,545/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,475,000

Rent Estimate (pcm)£6,300

Gross Yield4.32%

1y Growth-

3y Growth+0.5%

5y Growth+3.0%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2GL53 9NE

Approval Rate

100%12mo

Development

low

26/01355/TPO
Oak Tree x4 in car park- Crown lift, to even out the lower branches and ensure vehicle accesss, plus dead wood. Willow tree- remove to ground level, plus large Oak overhanging the shed to be reduced and dead wooded.
Pending
26/01242/CLEUD
Application for a Lawful Development Certificate to confirm commencement of works approved under application refs. 23/00938/FUL, 23/01851/CONDIT, 24/01899/CONDIT and 26/00619/CONDIT.
Pending
26/00938/DISCON
Discharge of conditions: 3 (contaminated land survey), 8 (construction environmental management plan) and 10 (ecology enhancements) of planning permission 25/02046/FUL.
Conditions

View Planning Timeline

Ownership

Corporate Ownership70.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,014

Population Density-

Owner Occupied90%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Balcarras School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Charlton Kings Junior School
1.0 mi
GoodImproving
Charlton Kings Infants' School
1.1 mi
GoodImproving
The Richard Pate School
1.2 mi
Inspected by ISI

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Valley View House Charlton Hill
-
£850k
-
The Larches Charlton Hill
-
£810k
-
Shepherds Fold Charlton Hill
-
£780k
-
Wistley Charlton Hill
-
£865k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN