4 Regency House, Humphris Place, Cheltenham, GL53 7EW

UPRN:10024304696Flat/Maisonette3 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band EEPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

4 Regency House, Humphris Place, Cheltenham, GL53 7EW

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£698,000

£663k - £733kHigh

Estimate

£698k

Range

£663k – £733k

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

6.09%

Verdict

Derived from HomePortfolio scores

4 Regency House earns an INVESTIGATE rating with HP Score 82/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

71/ 100

High

Crime Score

7/ 100

Low

Walkability

66/ 100

Moderate

Transit & Bike

Transit 28Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,250-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: £95/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£698,000

Rent Estimate (pcm)£3,550

Gross Yield6.09%

1y Growth+5.1%

3y Growth+0.5%

5y Growth+3.0%

10y Growth+3.1%

Last Sold Price£550,000 (2016-01-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL53 7EW

Approval Rate

-12mo

Development

low

26/01764/DISCON
Discharge of Condition 16 (external facing brickwork) of planning permission 24/01392/CONDIT.
Pending
26/01759/CACN
Yew tree in the rear garden:- crown lift the low branches over the green house and lawn to approximately 3 meters and hedge trim the canopy to create more light in the garden.
Approved
26/01743/CACN
Mature Paulownia (Tree number 56) located at Cheltenham General Hospital. Fell to near ground level.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-01-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,014

Population Density3,828 /km²

Owner Occupied82%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Cheltenham College
0.3 mi
Inspected by ISI
Naunton Park Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Edward's School
0.5 mi
Inspected by ISI
St John's Church of England Primary School
0.6 mi
Good

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Regency House Humphris Place
-
£670k
-
Regency House Humphris Place
-
£675k
-
Regency House Humphris Place
-
£640k
-
Regency House Humphris Place
-
£104k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN