3 Rutland Close, Yarnfield, Stone, ST15 0WN

UPRN:10024535892Detached House6 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band FEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

3 Rutland Close, Yarnfield, Stone, ST15 0WN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£421,000

£400k - £442kHigh

Estimate

£421k

Range

£400k – £442k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

4.57%

Verdict

Derived from HomePortfolio scores

3 Rutland Close earns an INVESTIGATE rating with HP Score 68/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£420,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £138,300
Net cash flow: -£310/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£421,000

Rent Estimate (pcm)£1,600

Gross Yield4.57%

1y Growth-

3y Growth+2.1%

5y Growth+2.0%

10y Growth+3.6%

Last Sold Price£324,995 (2016-05-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST15 0WN

Approval Rate

-12mo

Development

low

26/42725/HOU
First-floor side/rear extension; and conversion of the existing integral garage to provide laundry and playroom/snug accommodation.
Pending
26/42716/OUT
Outline Application (access only) - Construction of 22 dwellings
Pending
26/42304/LDCPP
Garage conversion, single storey rear extension
Approved

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-05-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,872

Population Density543 /km²

Owner Occupied81%

Age Distribution

0-15 22%16-64 61%65+ 17%

View Area Profile

Schools Nearby

Springfields First School
0.4 mi
Good
Manor Hill First School
1.9 mi
Good
Pirehill First School
2.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Dominic's Priory School
2.3 mi
Inspected by ISI

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Rutland Close
-
£428k
-
7 Rutland Close
-
£465k
-
6 Rutland Close
-
£378k
-
4 Rutland Close
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN