Flat 2, Church Gate House, High Street, Headley, Bordon, GU35 8PW

UPRN:10032905849Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 2, Church Gate House, High Street, Headley, Bordon, GU35 8PW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£489,000

£391k - £586kLow

Estimate

£489k

Range

£391k – £586k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

5.57%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 68/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 7Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics4/40
gross yield 5.6%; range width penalty ×0.89
- valuation_snapshotsrent estimate 2250/mo (range 2100-2450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -522/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
272 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£79/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2250/mo (range 2100-2450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2100-2450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£489,000

Rent Estimate (pcm)£2,250

Gross Yield5.57%

1y Growth-

3y Growth+1.9%

5y Growth+1.5%

10y Growth+3.0%

Last Sold Price£315,000 (2017-09-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1GU35 8PW

Approval Rate

-12mo

Development

low

EHDC-26-0500-LDCP
Lawful development certificate for Proposed Use - Detached single-storey garden room to be used as a home office, gym, storage and recreational space, incidental to the enjoyment of the dwellinghouse.
Pending
EHDC-26-0328-TPO
Reduction and deadwooding of copper beech
Pending
EHDC-26-0300-TCA
Sycamore (T1). Tree is to be dismantled to ground level. Oak (T2). Deadwood overhanging pub boundary to be removed to reduce risk to property and parked cars.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-09-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,682

Population Density-

Owner Occupied79%

Age Distribution

0-15 13%16-64 55%65+ 32%

View Area Profile

Schools Nearby

The Holme Church of England Primary School
0.1 mi
Good
Hollywater School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Weyford Nursery and Primary Academy
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oakmoor School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Tithe Barn High Street
-
£1.30M
-
Churchgate House High Street
-
£250k
-
Churchgate House High Street
-
£315k
-
Churchgate House High Street
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN