St Helens Cottage, Hermosa Road, Teignmouth, TQ14 9JZ

UPRN:10032961448Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

St Helens Cottage, Hermosa Road, Teignmouth, TQ14 9JZ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£200,000

£180k - £220kMedium

Estimate

£200k

Range

£180k – £220k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

3.00%

Verdict

Derived from HomePortfolio scores

St Helens Cottage earns an INVESTIGATE rating with HP Score 82/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

84/ 100

High

Transit & Bike

Transit 24Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£460/mo
Cash on cash: -6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£200,000

Rent Estimate (pcm)£700

Gross Yield3.00%

1y Growth+6.6%

3y Growth-2.6%

5y Growth+0.3%

10y Growth+2.6%

Last Sold Price£183,000 (2024-08-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TQ14 9JZ

Approval Rate

-12mo

Development

low

26/01687/TPO
T1: Lime: Crown reduce overhanging branches by approximately 3m from branch tips to suitable growth points. Crown lift to achieve a minimum 3m clearance above garage roof. Crown lift to achieve a minimum of 3m clearance above ground level. T2: Tree of Heaven: Remove major deadwood over garden. Crown lift secondary branches to achieve a 4m clearance from ground level. T3: Tree of Heaven: Remove major deadwood over garden. Crown lift secondary branches to achieve a 4m clearance from ground level.
Pending
26/01655/HOU
Addition of a home office in the garden
Pending
26/01564/HOU
Creation of permeable accessible parking, renovation/alteration of existing outbuilding and minor alterations to pillars adjacent existing driveway
Pending

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-08-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,911

Population Density7,097 /km²

Owner Occupied57%

Age Distribution

0-15 12%16-64 55%65+ 33%

View Area Profile

Schools Nearby

Teignmouth Community School, Exeter Road
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Our Lady and St Patrick's Roman Catholic Primary School
0.3 mi
GoodConcerns
Trinity School
0.5 mi
Inspected by ISI
Teignmouth Primary School
0.6 mi
Good

0 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Hermosa Road
-
£151k
-
13 Hermosa Road
-
£148k
-
St Helens Cottage Hermosa Road
-
£183k
-
13 Hermosa Road
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN