The Cottage, 3 Springfield Park, Cheriton Bishop, Exeter, EX6 6JN

UPRN:10032963062Detached Bungalow3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Cottage, 3 Springfield Park, Cheriton Bishop, Exeter, EX6 6JN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£306,000

£291k - £321kHigh

Estimate

£306k

Range

£291k – £321k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

3.43%

Verdict

Derived from HomePortfolio scores

The Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 3Bike 10

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -14.4% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10032963062· as of 9 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.70
- valuation_snapshotsrent estimate 1000/mo (range 900-1150)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -872/mo, -87% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 355 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
126 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£262,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£489/mo
Cash on cash: -5.2%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10032963062Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1000/mo (range 900-1150)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 900-1150)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 355 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£306,000

Rent Estimate (pcm)£1,000

Gross Yield3.43%

1y Growth-

3y Growth-1.4%

5y Growth+1.0%

10y Growth+2.8%

Last Sold Price£89,000 (1999-11-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX6 6JN

Approval Rate

100%12mo

Development

low

20/01492/AMD1
Non material amendment to change the description of planning permission 20/01492/FUL (Change of use from 20 touring caravan pitches to 20 static caravan pitches) to increase the number of static caravan pitches to 24
Approved
26/00113/VAR
Variation of conditions 2 and 5 on planning permission 20/01492/FUL (Change of use from 20 touring caravan pitches to 20 static caravan pitches) as amended by 20/01492/AMD1 (Change of use from 20 touring caravan pitches to 24 static caravan pitches) to amend the layout drawings and to increase the number of pitches to 24
Conditions
25/01364/COND1
Discharge of conditions 3 (Ecological Management Plan LEMP) and Informative (Biodiversity Gain Plan (BGP)) on planning permission 25/01364/FUL - Proposed extension of existing holiday park to accommodate 10 additional static holiday caravans including access and parking
Conditions

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-11-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,911

Population Density84 /km²

Owner Occupied83%

Age Distribution

0-15 12%16-64 46%65+ 42%

View Area Profile

Schools Nearby

Cheriton Bishop Community Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tedburn St Mary School
1.8 mi
GoodConcerns
Yeoford Community Primary School
3.1 mi
Good
Dunsford Community Academy
3.1 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Melhuish Down Cottage
-
£367k
-
Melhuish Down Cottage
-
£345k
-
Melhuish Down Cottage
-
£399k
-
Melhuish Down Cottage
-
£355k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN