Vine Cottage, Moreton, Thame, OX9 2HX

UPRN:10033007186-Beds -Built before 1900

Tenure: -Council Tax: Band EEPC: F (26)

Data freshness:Listing· freshPrice Paid· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,910,000

£1.53M - £2.29MLow

Estimate

£1.91M

Range

£1.53M – £2.29M

Rent Estimate (pcm)

£6,800

£6k - £8k

Monthly

£6,800

Yield

9.07%

Verdict

Derived from HomePortfolio scores

Vine Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 2Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 53% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£6,800/mo

Evidenced range £6,100-£7,550

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: £1,670/mo
Cash on cash: 6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.24 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,910,000

Rent Estimate (pcm)£6,800

Gross Yield9.07%

1y Growth+7.0%

3y Growth+2.5%

5y Growth+0.3%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6OX9 2HX

Approval Rate

75%12mo

Development

low

P26/S4409/HH
Single storey building with indoor swimming pool for private purposes ancillary to the existing dwelling
Pending
P26/S3123/FUL
Proposed commercial storage/contractors yard (Class B8) together with operational works (retrospective)
Pending
P26/S2993/DIS
Discharge condition 19 (drainage) of planning permission P24/S1238/RM (Reserved matters following outline planning permission P23/S2337/O for demolition of the existing conservatory and outbuildings and the erection of a detached two- storey dwelling together with access, parking and amenity space).
Approved

View Planning Timeline

Ownership

Corporate Ownership58%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density-

Owner Occupied75%

Age Distribution

0-15 22%16-64 56%65+ 22%

View Area Profile

Schools Nearby

Lord Williams's School
0.6 mi
Good
St Joseph's Catholic Primary School, Thame
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
John Hampden Primary School
0.9 mi
Good
Barley Hill Primary School
1.1 mi
-

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Old Bell
-
£1.23M
-
Folly Cottage
-
£785k
-
Brook Cottage
-
£1.57M
-
Spencer Cottage
-
£1.10M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN