St Fillans, Tokers Green Lane, Kidmore End, Reading, RG4 9AY

UPRN:10033008223Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: E (48)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

St Fillans, Tokers Green Lane, Kidmore End, Reading, RG4 9AY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,428,000

£1.36M - £1.50MHigh

Estimate

£1.43M

Range

£1.36M – £1.50M

Rent Estimate (pcm)

£5,200

£5k - £6k

Monthly

£5,200

Yield

3.91%

Verdict

Derived from HomePortfolio scores

St Fillans earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 3Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -11.7% (HIGH), sold-comps -20.1%, £/sqft -20.1%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10033008223· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 19.5%· as of 19 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.78
- valuation_snapshotsrent estimate 5200/mo (range 4650-5750)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,037/mo, -58% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 3 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
413 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,196,000£1,834,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,595,000

At the asking price

Monthly rent£5,200/mo

Evidenced range £4,650-£5,750

Interest rate5.4%

Loan to value75%

Cash required: £584,950
Net cash flow: -£1,783/mo
Cash on cash: -3.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10033008223Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 19.5%Valuation edge · as of 19 Oct 2026
valuation_snapshotsrent estimate 5200/mo (range 4650-5750)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5200/mo (range 4650-5750)
Seller motivation could not be scored
context, not scored: 3 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,428,000

Rent Estimate (pcm)£5,200

Gross Yield3.91%

1y Growth-

3y Growth-1.2%

5y Growth+0.8%

10y Growth+1.9%

Last Sold Price£1,330,000 (2022-08-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3RG4 9AY

Approval Rate

50%12mo

Development

low

P26/S2883/DIS
Discharge of Condition 4 (Landscaping Scheme (trees and shrubs only)) of planning application ref. P26/S0698/HH Erection of a 3 bay garage & an outbuilding.
Approved
P26/S2689/HH
Single storey flat roof outbuilding in rear garden of existing property curtilage
Approved
P26/S2355/OH
Installaton of a new underground Low Voltage (LV) cable
Approved

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-08-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density75 /km²

Owner Occupied83%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

Kidmore End Church of England Primary School
0.2 mi
Good
Maiden Erlegh Chiltern Edge
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Aurora Rowan School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sonning Common Primary School
1.0 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Church View Tokers Green Lane
-
£1.60M
-
St Fillans Tokers Green Lane
-
£1.33M
-
Mallorn Tokers Green Lane
-
£775k
-
Lyegrove Tokers Green Lane
-
£1.11M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN