3 Lancaster Gate, Upper Cambourne, Cambridge, CB23 6AU

UPRN:10033033641Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band BEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Lancaster Gate, Upper Cambourne, Cambridge, CB23 6AU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£198,000

£189k - £208kHigh

Estimate

£198k

Range

£189k – £208k

Rent Estimate (pcm)

£700

£650 - £800

Monthly

£700

Yield

4.20%

Verdict

Derived from HomePortfolio scores

3 Lancaster Gate earns an INVESTIGATE rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

44/ 100

Mixed

Transit & Bike

Transit 37Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10033033641· as of 9 Oct 2026
Rental economics0/40
gross yield 4.2%; range width penalty ×0.77
- valuation_snapshotsrent estimate 700/mo (range 650-800)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -459/mo, -66% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
337 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: -£190/mo
Cash on cash: -3.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10033033641Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 650-800)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 650-800)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£198,000

Rent Estimate (pcm)£700

Gross Yield4.20%

1y Growth+99.0%

3y Growth-0.8%

5y Growth+2.2%

10y Growth+2.7%

Last Sold Price£197,000 (2016-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CB23 6AU

Approval Rate

-12mo

Development

low

26/03661/HFUL
Single storey rear extension to existing detached garage.
Pending
26/03611/HFUL
Part two storey, part single storey rear extension
Pending
26/03404/S73
S73 to vary conditions 2 (Approved plans) and 17 (Details of the louvres on the east elevation of Plot 3) of planning permission 25/03747/S73 (S73 to vary condition 2 (approved plans) of planning permission 25/01179/S73 (S73 to vary conditions 2 (Approved plans) and 19 (Drainage) of planning permission 24/00414/FUL (Demolition of existing agricultural buildings and replacement with 4 dwellings, alterations and conversion of agricultural buildings to residential ancillary buildings, repairs and refurbishment of the Grade II listed farmhouse. Associated works and infrastructure) to demolish the existing Dovecote and rebuild on a similar footprint and amend the wording of condition 19) to allow for the installation of PV solar panels on plots 1, 2, 3 and 4 and associated works) for amendments to the galley window and to allow the removal of the previously approved external louvres to the gallery window and their replacement with fixed, non-opening obscure glazing to a minimum of Pilkington Level 3, or equivalent.
Approved

View Planning Timeline

Ownership

Corporate Ownership60.6%
Overseas OwnershipNo
Lease Term Remaining106 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-05-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,690

Population Density5,304 /km²

Owner Occupied63%

Age Distribution

0-15 30%16-64 66%65+ 4%

View Area Profile

Schools Nearby

Jeavons Wood Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Vine Inter-Church Primary School
0.4 mi
Good
Monkfield Park Primary School
0.5 mi
Good
Cambourne Village College
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

83 Lancaster Gate
-
£350k
-
91 Lancaster Gate
-
£359k
-
69 Lancaster Gate
-
£375k
-
75 Lancaster Gate
-
£358k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN