9 St James Gardens, Leyland, PR26 7XA

UPRN:10033043563Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£188,000

£170k - £207kMedium

Estimate

£188k

Range

£170k – £207k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

3.82%

Verdict

Derived from HomePortfolio scores

9 St James Gardens earns an INVESTIGATE rating with HP Score 73/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 18Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£258/mo
Cash on cash: -4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£188,000

Rent Estimate (pcm)£700

Gross Yield3.82%

1y Growth+8.8%

3y Growth+2.6%

5y Growth+2.9%

10y Growth+3.8%

Last Sold Price£159,000 (2025-03-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR26 7XA

Approval Rate

-12mo

Development

low

07/2026/00741/HOH
Conversion of the existing detached garage into an online business ancillary to the main dwelling. Proposed modifications to the front elevation. (Amended Description).
Pending
07/2026/00735/PIP
Permission in principle for erection of up to 4 dwellings
Pending
26/00652/FUL
Application for technical details consent for the erection of one detached self-build dwelling pursuant to permission in principle 25/00977/PIP
Approved

View Planning Timeline

Ownership

Corporate Ownership84.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-03-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,740

Population Density1,827 /km²

Owner Occupied92%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Leyland St James Church of England Primary School
0.3 mi
Good
Moss Side Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Aurora Brooklands School
0.5 mi
Good
Seven Stars Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 St James Gardens
-
£167k
-
9 St James Gardens
-
£159k
-
22 St James Gardens
-
£360k
-
94 St James Gardens
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN