2 St James Court, Lostock Hall, Preston, PR5 5QY

UPRN:10033048197Flat/Maisonette1 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band AEPC: E (40)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

2 St James Court, Lostock Hall, Preston, PR5 5QY

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£82,000

£74k - £90kMedium

Estimate

£82k

Range

£74k – £90k

Rent Estimate (pcm)

£450

£400 - £500

Monthly

£450

Yield

5.40%

Verdict

Derived from HomePortfolio scores

2 St James Court earns an INVESTIGATE rating with HP Score 75/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 24Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£99,950

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £31,286
Net cash flow: -£26/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£82,000

Rent Estimate (pcm)£450

Gross Yield5.40%

1y Growth-

3y Growth+0.9%

5y Growth+2.0%

10y Growth+3.2%

Last Sold Price£70,000 (2022-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR5 5QY

Approval Rate

-12mo

Development

low

07/2026/00773/HOH
Proposed Single storey rear and side extension; rear juliet balcony and render to exterior of dwelling
Pending
LCC/2023/0027NM3
Non material amendment for 2 sight screens overlooking county pitch and surfacing of overflow car park area
Pending
07/2026/00740/REM
Reserved Matters relating to access, appearance, landscaping, layout and scale pursuant to outline planning permission 07/2023/00640/OUT for the erection of two detached dwellings (self-build)
Pending

View Planning Timeline

Ownership

Corporate Ownership71.6%
Overseas OwnershipNo
Lease Term Remaining211 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-10-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,740

Population Density5,171 /km²

Owner Occupied79%

Age Distribution

0-15 17%16-64 63%65+ 20%

View Area Profile

Schools Nearby

The Ribble Autism School
0.2 mi
Good
Our Lady and St Gerard's Roman Catholic Primary School, Lostock Hall
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lostock Hall Community Primary School
0.3 mi
Good
Applebee Wood School
0.4 mi
Inspected as Applebee Wood Community Specialist School (URN 119880) on 29 Oct 2024

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 St James Court
-
£85k
-
4 St James Court
-
£80k
-
2 St James Court
-
£70k
-
7 St James Court
-
£63k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN