Spellbrook Farm, London Road, Spellbrook, Bishop's Stortford, CM23 4AX

UPRN:10033092946Detached House7 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Spellbrook Farm, London Road, Spellbrook, Bishop's Stortford, CM23 4AX

HP Score

/ 100

Mixed

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£1,495,000

£1.42M - £1.57MHigh

Estimate

£1.50M

Range

£1.42M – £1.57M

Rent Estimate (pcm)

£5,100

£5k - £6k

Monthly

£5,100

Yield

7.65%

Verdict

Derived from HomePortfolio scores

Spellbrook Farm earns an AVOID rating with HP Score 57/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

40/ 100

Elevated

Walkability

26/ 100

Low

Transit & Bike

Transit 5Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 4 bedrooms but the valuation snapshot describes 7 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£5,100/mo

Evidenced range £4,550-£5,700

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: £831/mo
Cash on cash: 3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,495,000

Rent Estimate (pcm)£5,100

Gross Yield7.65%

1y Growth-

3y Growth-2.5%

5y Growth-0.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CM23 4AX

Approval Rate

-12mo

Development

low

3/26/1575/CLPO
Certificate of lawfulness for construction of a garden room incorporating gym and garden store
Pending
3/26/1536/CLPO
Certificate of lawfulness for a single storey side extension and alterations to fenestration
Pending
3/26/1395/CLPO
Certificate of Lawfulness for proposed loft conversion with a rear dormer and hip to gable roof alterations and installation of two front roof lights
Approved

View Planning Timeline

Ownership

Corporate Ownership52.5%
Overseas OwnershipNo
Lease Term Remaining17 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density563 /km²

Owner Occupied57%

Age Distribution

0-15 22%16-64 61%65+ 17%

View Area Profile

Schools Nearby

Spellbrook CofE Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Bishop's Stortford High School
0.9 mi
Outstanding
Little Hallingbury Church of England Voluntary Aided Primary School
1.1 mi
-
Leventhorpe
1.1 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Paddocks London Road
-
£985k
-
Woodside London Road
-
£455k
-
Gemini London Road
-
£1.05M
-
Gemini London Road
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN